Is the "Level 3" Label a Roadblock or a Filter for Indian Students planning to Study in Australia?

The news is out, and it’s a game-changer for the 2026 intake.

On January 8, the Australian Department of Home Affairs updated the Evidence Levels (EL) for South Asia. India, Nepal, Bangladesh, and Bhutan have officially moved to Level 3 (High Scrutiny).

While some see this as "bad news," I see it as a necessary evolution for the integrity of international education. Here is my take on what this actually means for students and the industry:

⚠️ The Reality of Level 3:

• No more "Skip" options: Submitting English scores (IELTS/PTE) and financial proof is now mandatory at the time of lodgement.
• The Financial Bar: You must show a minimum of AUD 29,710 for living expenses, plus funds for tuition, travel, and Overseas Student Health Cover (OSHC), with extra for family members.
• Audit Culture: Expect deeper checks on "Search Funds" and document authenticity.

✅ The Pros :

1. Value of the Degree: By filtering out non-genuine applicants, Australia ensures that your degree remains a high-value global asset.
2. Cleaner Competition: Honest, high-caliber students will no longer be stuck in a queue behind fraudulent applications.
3. Protection for Students: Strict checks prevent students from arriving in Australia under-funded and falling into financial hardship.

❌ The Cons :

• Processing Times: With manual verification increasing, we should brace for 6–8 week wait times.
• The Middle-Class Gap: Genuinely self-funded families may find the "3-month seasoning" of funds a logistical hurdle.

I have explained these financial requirements in detail during my recent Live session. [Watch it here https://youtu.be/dDkV5yCKR2M ].

💡 My Advice to Applicants: Don't fear the "Level 3" tag—respect it. Ensure your application is "Decision-Ready" on Day 1. Use digital bank feeds, provide clear income sources, and ensure your Genuine Student (GS) statement is personalized and evidence-based.

Australia isn't closing its doors; it’s just making sure the right people walk through them.

Confused about your specific university’s risk level?

The rules have changed, but your dream doesn't have to. If you are applying from India, Nepal, Bhutan, or the Philippines and want a professional review of your document checklist, I am here to help.